How to Download Your Bank Transactions as a CSV (2026)

Chase

1. Log in at chase.com and select your checking or credit card account.
2. Click “Download account activity” (the downward arrow icon near your transaction list). Not the statement PDF link.
3. Set your date range. Chase allows up to 12 months at a time.
4. Change the File Type dropdown to CSV. Chase defaults to QFX/Quicken format, so don't skip this step.
5. Click Download.

Gotcha: If you only see “Statements,” you're in the wrong section. Look for “Account activity” or “Transactions” first.

Bank of America

1. Log in at bankofamerica.com and go to your account.
2. Click “Download Transactions” in the top-right area of the transaction list.
3. Select your date range.
4. Under File Type, choose Microsoft Excel or CSV.
5. Click Download.

Gotcha: Bank of America limits exports to 60 days per download. For a full year, download in chunks.

Wells Fargo

1. Log in at wellsfargo.com and open your account.
2. Click the “Download Account Activity” link above your transactions.
3. Choose your date range (up to 18 months available).
4. Set the format to Comma Delimited (.csv).
5. Click Download.

Gotcha: Wells Fargo calls it “Comma Delimited” instead of CSV. Same thing.

Capital One

1. Log in at capitalone.com and select your account.
2. Click “Download Transactions” near the top of the transaction list.
3. Set your date range.
4. Choose CSV as the file format.
5. Click Download.

Gotcha: For Capital One credit cards, make sure you're looking at “Transactions,” not “Statements.” The statements section only gives you PDFs.

Citi

1. Log in at citibankonline.com and go to your account.
2. Click “View Transactions” or navigate to your transaction history.
3. Look for the “Export” or “Download” link. It's usually a small text link, not a big button.
4. Select CSV and your date range.
5. Click Export.

Gotcha: Citi's export link is easy to miss. It's typically a small text link near the top-right of the transaction table, not a prominent button.

US Bank

1. Log in at usbank.com and select your account.
2. Click “Transaction History” if you're not already viewing it.
3. Click the “Export” or “Download” icon near the search/filter options.
4. Choose CSV and set your date range.
5. Click Download.

Gotcha: US Bank may default to a short date range (30 days). Expand it manually to cover the full period you need.

PNC

1. Log in at pnc.com and open your account.
2. Go to “Transaction Activity.”
3. Click the “Export” button near the top of the transaction list.
4. Select CSV from the format options and set your dates.
5. Click Export.

Gotcha: PNC's export option may only appear after you've loaded transactions with a date filter. If you don't see it, try adjusting the date range first.

Discover

1. Log in at discover.com and select your card account.
2. Go to “Statements” and then look for “Download Activity” or “Export.”
3. Choose your date range.
4. Select CSV format.
5. Click Download.

Gotcha: Discover mixes statements and transaction exports in the same section. You want the activity/transaction export, not the PDF statement download.

What If My Bank Isn't Listed?

The process is nearly identical at every bank. Follow this general pattern:

1. Log in to your bank's website (the full site, not the mobile app, since exports are easier to find on desktop).
2. Go to your account and find Transaction History or Account Activity.
3. Look for a “Download,” “Export,” or arrow icon near the transaction list. It's often a small link, not a big button.
4. Choose CSV from the format dropdown. You may also see it called “Comma Delimited,” “Spreadsheet,” or “Excel/CSV.”
5. Set your date range to cover the tax year (January 1 – December 31).
6. Click Download.

If you can't find an export option on the website, try the desktop version of your bank's app, or search your bank's help center for “download transactions CSV.”

Common Issues

Now You Have Your CSV. What Next?

If you're downloading bank CSVs, you're probably doing it for taxes. The next step is sorting each transaction into IRS categories (Schedule C lines like advertising, supplies, or office expenses). That's the part that takes most people hours in a spreadsheet.

Here's the typical path:

1. Download your CSV (you just did this).
2. Categorize every transaction into the right Schedule C line. For 300+ transactions, this is where the time goes.
3. Generate a report to hand to your accountant or plug into TurboTax/FreeTaxUSA.

You can do step 2 manually, or you can upload your CSV to Categorize My Expenses and let AI sort them in a fraction of the time. It costs $39, and you review every category before anything is final.